#1 of 10 · Women's HRTTop pickBrand + compounded

Alloy HRT Review

By HRT Picks editorial · Verified July 6, 2026

Alloy scores 8.9/10 in our women's menopause HRT telehealth comparison — cash entry from $40/mo, Transparency Grade A. Verified July 6, 2026.

Alloy is the transparency benchmark of the category: every SKU is priced on the public site, the clinicians are named with credentials, and the plan turnaround is under 12 hours. The trade-offs are real — cash-only, 3-month billing blocks, no testosterone, no video — but you know every number before you start. That is worth more than it sounds in a category where most competitors hide prices behind intake forms.

At a glance

Get Alloy if

Women without insurance who want to know the exact cost of every option before starting, with menopause-specialist doctors and fast asynchronous onboarding.

Skip if

Women who want video consults, insurance billing, testosterone, or live in a compounded-exclusion state and want compounded formulas.

How we verified Alloy

Last pass July 6, 2026 · Method: Direct fetch of myalloy.com homepage + /solutions pricing page; consult fee and progesterone bundling cross-referenced via search of myalloy.com/drconsult and third-party reviews.

Confirmed on official sources

  • Per-product pricing (pill $39.99, patch $74.99, gel $69.99, spray $69.99, vaginal cream $119.97/3-mo, progesterone from $23)
  • Named clinician credentials (MD, FACOG, MSCP)
  • <12-hour treatment plan; 24/7 messaging
  • HSA/FSA eligibility; free shipping
  • Compounded-med state exclusions (AL, AR, CA, NV, LA, MS, DC)

Still resting on third-party reports

  • $49 consult fee (official page surfaced via search, not fetched directly)
  • Trustpilot 4.4/~3,600 reviews and BBB A rating (third-party)
  • Cancellation policy terms

We verify against the provider's own public pages without signing up. When a provider blocks crawlers or hides pricing behind intake, we say so — not disclosed is a finding, and it feeds the Transparency Grade. Full methodology: editorial policy.

Quick facts

Monthly cost

From $40/mo

Consult fee

$49 one-time [Reported]

States

All 50 states + DC; compounded formulas unavailable in AL, AR, CA, NV, LA, MS, DC [Verified July 2026]

Insurance

Not accepted — cash pay

Shipping

Free [Verified July 2026]

Cancellation

Not published

Where it wins

  • Every product priced pre-intake — estradiol pill $39.99/mo, patch $74.99/mo, gel $69.99/mo, Evamist spray $69.99/mo [Verified July 2026]
  • Progesterone from $23/mo — and no extra charge when prescribed alongside estradiol [Reported]
  • Named menopause-specialist doctors with MD, FACOG, MSCP credentials [Verified July 2026]
  • Treatment plan in under 12 hours; 24/7 messaging with your doctor [Verified July 2026]
  • FDA-approved core formulary (pill, patch, gel, spray, vaginal cream) plus non-hormonal paroxetine
  • HSA/FSA eligible; free shipping [Verified July 2026]

Where it lags

  • No insurance — pure cash pay
  • Consult fee rose from $35 to $49 [Reported — myalloy.com/drconsult via search]
  • Prescriptions bill as 3-month supplies — the $74.99/mo patch is a ~$225 charge per refill
  • No testosterone — Alloy says it's not set up for controlled-substance monitoring yet [Reported — Alloy FAQ]
  • Compounded formulas unavailable in AL, AR, CA, NV, LA, MS, DC [Verified July 2026 — solutions page footnote]
  • Chat-only — no video visits

The math

First-year cost & how Alloy compares

$49 consult + estradiol pill at $39.99/mo × 12 ≈ $530. Patch route: $49 + $74.99 × 12 ≈ $949. Progesterone adds $0 when co-prescribed with estradiol [Reported].

ProviderEntryYear-1 est.ScoreTransparency
Alloy (reviewed)$40/mo$5308.9/10A
Winona$54/mo$1,0688.4/10B
Evernow$49/mo$5887.2/10D
Midi HealthInsurance$7008.8/10C

Year-1 totals are our documented estimates from pricing as of July 6, 2026; each provider's assumption set is on its review page. Insurance, HSA/FSA, and promo pricing excluded. “—” means no defensible estimate exists yet. Full price breakdown: what HRT really costs.

Formulary

Medications & formats

Estradiol pill (from $39.99/mo)Estradiol patch (from $74.99/mo)Estradiol gel ($69.99/mo)Evamist estradiol spray ($69.99/mo)Estradiol vaginal cream ($119.97/3-mo)Micronized progesterone (from $23/mo)Paroxetine, non-hormonal ($34.99/mo)Low-dose birth control ($39.99/mo)
patchgelsprayoralvaginalcream

Pricing

Alloy pricing tiers

Estradiol pill

$39.99

Cheapest systemic estrogen entry, per month

Estradiol patch

$74.99

Per month, billed as 3-month supplies (~$225/refill)

Estradiol gel / Evamist spray

$69.99

Per month, transdermal alternatives

Micronized progesterone

$23

Per month; $0 when co-prescribed with estradiol [Reported]

Safety & legitimacy

The trust signals on Alloy

Six signals we check on every HRTreview. “Not disclosed” is itself a finding — it feeds the Transparency Grade.

Prescriber type

Board-certified doctors specializing in menopause; named clinicians carry MD, FACOG, MSCP credentials [Verified July 2026]

Lab work

Not required — no lab panel mentioned on pages reviewed [Verified July 2026 — absence noted]

HIPAA disclosure

Not independently assessed this pass — check the privacy policy before intake

Support channels

Not catalogued this pass

Cancellation

Not published — a finding

Medication status

Mix of FDA-approved and compounded options

Numbers current as of July 6, 2026

Prices change — confirm on Alloy's site before signing up.

Check Alloy pricing

Verdict

8.9/10

The #1 pick on the axis this site exists to measure: verified prices and real transparency. Alloy publishes every number, names every doctor, and turns plans around in 12 hours. If you don't need insurance billing or testosterone, start here.

Real customer feedback

What reviewers say about Alloy

Third-party signals only — we never write or source testimonials. “Not surfaced” means no public base was found in our verification pass.

Trustpilot

4.4/5

~3,600 reviews

View source →

BBB

A

Not accredited

3 complaints in past year; accreditation status not confirmed this pass [Reported — Innerbody]

Reddit

Not surfaced

No substantive threads found

Provider claim

None disclosed

Our reading

Trustpilot 4.4/5 across ~3,600 reviews (78% 5-star), BBB A. Complaint theme: subscription management friction. Reviews are HRT-specific — no platform-rating inflation to discount.

Change log — what we've corrected on this review
  1. May 12, 2026Initial verification: $35 consult, price 75/mo entry.
  2. July 6, 2026Consult fee corrected $35 → $49. Entry price corrected to $39.99/mo (estradiol pill, verified on /solutions). Added compounded-med state exclusions, 3-month billing reality, Trustpilot/BBB data. Promoted to #1: only full-pricing-pre-intake provider in the set (Transparency A).

This review is educational, not medical advice. Talk to a licensed clinician before starting, stopping, or changing hormone therapy.

FAQ

Common questions about Alloy

Does Alloy take insurance?

No. Alloy is cash-pay only, but it is HSA/FSA eligible and every product price is published before intake, so there are no billing surprises.

How much does Alloy cost per month?

Estradiol pills start at $39.99/mo, patches at $74.99/mo, gel and spray at $69.99/mo, progesterone from $23/mo (free when co-prescribed with estradiol). One-time $49 consult. Note: prescriptions bill as 3-month supplies.

Is Alloy legit?

Alloy scores 8.9/10 on our weighted methodology and carries a Transparency Grade of A (A-F scale for what it discloses before intake). Trustpilot shows 4.4/5 across ~3,600 reviews. BBB: A, not accredited. Flags we track: 3-month billing blocks front-load the cash outlay (~$225/refill for the patch) Subscription-management complaints on Trustpilot [Reported] Facts last verified July 6, 2026.

How do I cancel Alloy?

Alloy does not publish a cancellation policy on the pages we reviewed — that gap is factored into its Transparency Grade (A). Confirm cancellation terms in writing before subscribing.

What medications does Alloy offer?

As of our last check: Estradiol pill (from $39.99/mo); Estradiol patch (from $74.99/mo); Estradiol gel ($69.99/mo); Evamist estradiol spray ($69.99/mo); Estradiol vaginal cream ($119.97/3-mo); Micronized progesterone (from $23/mo); Paroxetine, non-hormonal ($34.99/mo); Low-dose birth control ($39.99/mo).

Is Alloy available in my state?

All 50 states + DC; compounded formulas unavailable in AL, AR, CA, NV, LA, MS, DC [Verified July 2026].

Does Alloy require lab work?

Not required — no lab panel mentioned on pages reviewed [Verified July 2026 — absence noted].

Who prescribes at Alloy?

Board-certified doctors specializing in menopause; named clinicians carry MD, FACOG, MSCP credentials [Verified July 2026].

What is Alloy's Transparency Grade?

Alloy earns a A on our A-F transparency scale, which grades what a provider discloses BEFORE intake: pricing, named clinicians with credentials, a published cancellation policy, corporate disclosure, and third-party review accessibility. Key evidence: Full per-product pricing published pre-intake on myalloy.com/solutions — the only provider in this set with every SKU visible [Verified July 2026] Named clinicians with MD, FACOG, MSCP credentials on the homepage [Verified July 2026] Founders publicly named (Anne Fulenwider, Monica Molenaar); founded 2021, NYC [Reported] Trustpilot and BBB profiles accessible and actively reviewed (BBB A, 3 complaints past year) [Reported — Innerbody] Deduction from perfect: cancellation policy not published on pages reviewed; Trustpilot complaints cite trouble managing subscriptions [Reported]

Head to head

How Alloy stacks up

Ready to look at Alloy?

Cash-pay HRT with every price published before you give an email address.

Top Rated HRT

The 4 highest-scoring providers in our women's HRT ranking.

Alloy

8.9/10

From $40/moGrade A

Midi Health

8.8/10

Insurance-billedGrade C

Winona

8.4/10

From $54/moGrade B

Hone Health

7.5/10

From $25/moGrade C

Ranked by methodology score — no pay-for-placement. If we later add affiliate links, scores will not change. How we score.