#5 of 8 · Women's HRTBrand

Wisp HRT Review

By HRT Picks editorial · Verified July 24, 2026

Wisp scores 7.3/10 in our women's menopause HRT telehealth comparison: cash entry from $99/mo, Transparency Grade B. Verified July 24, 2026.

Wisp is the only provider in this wing that separates the consult from the drug, and that single design choice decides whether it is right for you. You pay $99 once, a clinician decides within 72 hours, and if hormones are appropriate the prescription lands at your local pharmacy where your insurance or a discount card applies. For a woman with decent pharmacy coverage, that can beat every bundled subscription here on real out-of-pocket cost, and the hormones are FDA-approved rather than compounded. For everyone else it is a pricing black box: Wisp publishes its own fee with unusual honesty and then cannot tell you what the medicine costs. Add no labs, no named clinicians, and a 40-plus age gate, and it enters at the floor of the women's wing. Provisional (new to us).

At a glance

Get Wisp if

Women 40 and over with pharmacy coverage worth using, who want FDA-approved rather than compounded hormones and are comfortable paying a $99 consult fee separately from the medication.

Skip if

Women in early perimenopause under 40, anyone who wants baseline bloodwork before starting hormones, anyone who needs a single predictable monthly number, and anyone who wants to see the credentials of the clinician prescribing for them.

How we verified Wisp

Last pass July 24, 2026 · Method: Direct fetch of hellowisp.com/shop/menopause including its FAQPage JSON-LD, which carries the cost, insurance, eligibility, state-coverage and turnaround answers verbatim. Product prices read from the shop grid on the same page. Affiliate destination confirmed by following the RevOffers redirect to hellowisp.com/shop/menopause. Leadership, clinician credentials, cancellation policy and any menopause-specific review base were not fetched in this pass.

Confirmed on official sources

  • Menopause Consult $99, including 3-month access to the care team
  • Medication costs are separate and paid at a local pharmacy; insurance or the Wisp Discount Card may be applied there
  • Wisp does not accept insurance for the consult; consult and treatments are HSA/FSA eligible
  • Menopause care offered in all 50 states
  • HRT formulary is estrogen and progesterone in patch, suppository and topical forms
  • Treatment decision within 72 hours; most prescriptions sent to the pharmacy within about 3 hours
  • Eligibility 40+, or under 40 after surgical removal of both ovaries and uterus; estriol face cream 35+
  • Phone or video call required for patients in AR, DE, DC, KS, MS, NM, RI, VT and WV
  • Estradiol vaginal cream from $20, estriol face cream $99, non-hormonal vaginal moisturizer from $60
  • Patient dashboard with HIPAA-aligned secure messaging

Still resting on third-party reports

  • The actual pharmacy cost of a typical estrogen plus progesterone regimen
  • Whether and at what price the consult must be repeated after the 3-month care window
  • Named clinicians and their credentials behind the 'certified menopause expert' claim
  • Leadership, corporate entity and written cancellation or refund policy
  • Any menopause-specific independent rating

We verify against the provider's own public pages without signing up. When a provider blocks crawlers or hides pricing behind intake, we say so. Not disclosed is a finding, and it feeds the Transparency Grade. Full methodology: editorial policy.

Quick facts

Monthly cost

From $99/mo

Consult fee

$99 Menopause Consult, including 3 months of care-team access; medication billed separately by your pharmacy [Verified July 2026]

States

All 50 states [Verified July 2026]

Insurance

Not accepted (cash pay)

Shipping

Prescriptions route to a local pharmacy for pickup; some products ship direct, with delivery in a couple of days [Verified July 2026]

Cancellation

One-time consult rather than a subscription, so there is no recurring charge to cancel. A written refund policy was not surfaced in this pass [Verified July 2026]

Where it wins

  • FDA-approved estrogen and progesterone rather than compounded formulations, in patch, suppository and topical forms [Verified July 2026, hellowisp.com/shop/menopause]
  • Prescriptions fill at your own local pharmacy, so your insurance or the Wisp Discount Card can be applied to the medication cost, which no mail-order competitor in this wing allows [Verified July 2026]
  • Flat $99 Menopause Consult published openly with no intake gate, and it includes 3 months of access to the care team [Verified July 2026]
  • Available in all 50 states [Verified July 2026]
  • Consult and prescribed treatments are HSA/FSA eligible [Verified July 2026]
  • One-time consult rather than a subscription, so there is no recurring charge to cancel [Verified July 2026]
  • Estradiol vaginal cream from $20/mo for local symptoms, with a looser eligibility gate than the systemic line [Verified July 2026]
  • Broad adjunct menu on the same account: hair loss (oral minoxidil from $36, spironolactone from $24), skincare, sleep and sexual health [Verified July 2026]

Where it lags

  • The $99 headline is a consult fee, not a treatment price. Medication is billed separately by your pharmacy and Wisp publishes no estimate, so your true monthly cost cannot be computed before you buy [Verified July 2026]
  • No baseline labs required and no lab testing offered before prescribing systemic hormones. Every other provider in this wing either requires or sells bloodwork [Verified July 2026, absence]
  • No clinicians named and no credentials published. The site claims a 'certified menopause expert' but does not evidence it [Verified July 2026, absence]
  • The published turnaround commitment is 72 hours for a treatment decision, slower than the sub-48-hour standard elsewhere in the wing, even though the site says most prescriptions reach the pharmacy within 3 hours [Verified July 2026]
  • Wisp does not accept insurance for the consult itself, only for the medication at the pharmacy counter [Verified July 2026]
  • Age-gated at 40 or older, or under 40 only after surgical removal of both ovaries and uterus, which excludes most early perimenopause [Verified July 2026]
  • What happens after the 3-month care-team window is not priced anywhere, so ongoing annual cost is unknown [Verified July 2026, absence]
  • Wisp's large public review base covers its birth control and sexual health lines, not menopause, so it earns no rating credit or penalty here [Reported]

The math

First-year cost & how Wisp compares

We do not quote a first-year total for Wisp. The $99 consult is verified and covers 3 months of care-team access, but the medication is dispensed and priced by your own pharmacy, and Wisp does not publish what a repeat consult costs after that window closes. Two of the three inputs are missing, so any annual figure would be invented. What we can say: the $99 is real and visible, and your drug cost is whatever your insurance or the Wisp Discount Card produces at the counter, which is the one line item in this wing you can actually shop.

ProviderEntryYear-1 est.ScoreTransparency
Wisp (reviewed)$99/mon/a7.3/10B
Sesame Care$99/mon/a7.6/10B
Winona$54/mo$1,0688.4/10B
Telos RX$129/mon/a6.9/10D

Year-1 totals are our documented estimates from pricing as of July 24, 2026; each provider's assumption set is on its review page. Insurance, HSA/FSA, and promo pricing excluded. “n/a” means no defensible estimate exists yet. Full price breakdown: what HRT really costs.

Formulary

Medications & formats

Estrogen and progesterone hormone replacement in patch, suppository and topical forms [Verified July 2026]Estradiol vaginal cream, from $20 [Verified July 2026]Estriol face cream, $99 [Verified July 2026]Non-hormonal vaginal moisturizer, from $60 [Verified July 2026]Adjunct (non-HRT) lines: oral minoxidil from $36, oral spironolactone from $24, topical spironolactone from $39, bimatoprost from $28, eflornithine cream from $58 [Verified July 2026]
patchcreamvaginal

Safety & legitimacy

The trust signals on Wisp

Six signals we check on every HRTreview. “Not disclosed” is itself a finding. It feeds the Transparency Grade.

Prescriber type

'Certified menopause expert' per Wisp; no clinicians named and no credentials published [Verified July 2026, absence]

Lab work

None required and none offered. Prescribing rests on self-reported history, current medications, allergies and, for some hormonal treatments, a blood pressure reading from the past year and the date of your last period [Verified July 2026]

HIPAA disclosure

Not independently assessed this pass. Check the privacy policy before intake

Support channels

Not catalogued this pass

Cancellation

One-time consult rather than a subscription, so there is no recurring charge to cancel. A written refund policy was not surfaced in this pass [Verified July 2026]

Medication status

FDA-approved brand medications

Numbers current as of July 24, 2026

Prices change. Confirm on Wisp's site before signing up.

Check Wisp pricing

Verdict

7.3/10

A genuinely different structure that will suit a specific woman very well and everyone else poorly. Wisp is honest about the fee it controls and silent about the cost it does not, which nets out to a pricing black box even though nothing is hidden. FDA-approved hormones and pharmacy-priceable medication are real advantages over the compounded mail-order model that dominates this wing. No labs, no named clinicians, and a 40-plus gate are why it starts at the floor. If your insurance covers estradiol and progesterone well, run the numbers before dismissing it. If you want one price that covers everything, Winona at $54/mo leads the wing.

Real customer feedback

What reviewers say about Wisp

Third-party signals only. We never write or source testimonials. “Not surfaced” means no public base was found in our verification pass.

Trustpilot

Not surfaced

No public profile found

BBB

Not surfaced

No public profile found

Reddit

Not surfaced

No substantive threads found

Provider claim

None disclosed

Our reading

Not surfaced for the menopause line. Wisp carries a substantial public review base, but it reflects the birth control, STI and sexual health products that make up most of its business rather than menopause care. Under our relevance gate a platform-wide rating earns neither credit nor penalty, so Wisp receives no reputation adjustment in either direction. 'Not surfaced' here means we found no menopause-specific rating, not that we found a bad one.

Change log: what we've corrected on this review
  1. July 24, 2026Added to the women's wing at 6.8 (rank 8, the wing floor), Transparency B. Wisp discloses its own pricing better than anything below rank 3, publishing a flat $99 consult with no intake gate, and it is the only provider here dispensing FDA-approved hormones through your local pharmacy where insurance applies. It enters at the floor anyway because the $99 excludes the medication, no labs are required or offered before systemic hormone prescribing, no clinicians are named, and four disclosure criteria plus the entire review picture are unverified this pass. Provisional; eligible for re-ranking after a deeper verification pass. New Katalys affiliate partner; affiliate status contributes nothing to this score.

This review is educational, not medical advice. Talk to a licensed clinician before starting, stopping, or changing hormone therapy.

FAQ

Common questions about Wisp

Is Wisp legit?

Wisp scores 7.3/10 on our weighted methodology and carries a Transparency Grade of B (A-F scale for what it discloses before intake). Flags we track: The $99 headline buys a consult, not treatment; the medication cost is real, separate and unpublished [Verified July 2026] No baseline labs required or offered before systemic hormone prescribing [Verified July 2026, absence] No clinicians named to support the 'certified menopause expert' claim [Verified July 2026, absence] Cost beyond the first 3 months is not published anywhere [Verified July 2026, absence] Facts last verified July 24, 2026.

How much does Wisp cost?

Entry pricing starts around $99/mo. Consult fee: $99 Menopause Consult, including 3 months of care-team access; medication billed separately by your pharmacy [Verified July 2026]. We do not quote a first-year total for Wisp. The $99 consult is verified and covers 3 months of care-team access, but the medication is dispensed and priced by your own pharmacy, and Wisp does not publish what a repeat consult costs after that window closes. Two of the three inputs are missing, so any annual figure would be invented. What we can say: the $99 is real and visible, and your drug cost is whatever your insurance or the Wisp Discount Card produces at the counter, which is the one line item in this wing you can actually shop.

Does Wisp take insurance?

No. Wisp is cash-pay, and entry pricing starts around $99/mo. It does not bill insurance for treatment.

How do I cancel Wisp?

Wisp's stated policy: One-time consult rather than a subscription, so there is no recurring charge to cancel. A written refund policy was not surfaced in this pass [Verified July 2026].

What medications does Wisp offer?

As of our last check: Estrogen and progesterone hormone replacement in patch, suppository and topical forms [Verified July 2026]; Estradiol vaginal cream, from $20 [Verified July 2026]; Estriol face cream, $99 [Verified July 2026]; Non-hormonal vaginal moisturizer, from $60 [Verified July 2026]; Adjunct (non-HRT) lines: oral minoxidil from $36, oral spironolactone from $24, topical spironolactone from $39, bimatoprost from $28, eflornithine cream from $58 [Verified July 2026].

Is Wisp available in my state?

All 50 states [Verified July 2026].

Does Wisp require lab work?

None required and none offered. Prescribing rests on self-reported history, current medications, allergies and, for some hormonal treatments, a blood pressure reading from the past year and the date of your last period [Verified July 2026].

Who prescribes at Wisp?

'Certified menopause expert' per Wisp; no clinicians named and no credentials published [Verified July 2026, absence].

What is Wisp's Transparency Grade?

Wisp earns a B on our A-F transparency scale, which grades what a provider discloses BEFORE intake: pricing, named clinicians with credentials, a published cancellation policy, corporate disclosure, and third-party review accessibility. Key evidence: Passes the criterion this site weights most: the $99 consult price and every product price sit openly on the shop page with no quiz, email capture or intake gate in front of them [Verified July 2026] Discloses in plain language that medication costs are extra and billed by your pharmacy, rather than burying it after checkout [Verified July 2026] Fails all-in cost computability: because the drug is dispensed by a third-party pharmacy, no total monthly cost is derivable from published information [Verified July 2026] No clinicians named and no credentials published [Verified July 2026, absence] Leadership, corporate entity and a written cancellation or refund policy were not surfaced in this pass and are treated as unverified rather than absent [Verified July 2026, not fetched] Site is fully crawlable and its FAQ is published as structured data, so pricing and eligibility claims are machine-checkable [Verified July 2026]

Compare before you choose

Wisp vs Sesame Care, side by side

Toggle providers to compare starting prices, consultation fees, formats, shipping, and Transparency Grades in one table.

Pick providers

2 of 4 selected

Women's HRTMenopause and perimenopause platforms

Men's TRTTestosterone clinics

ProviderSesame Care
7.6/10B
Wisp
7.3/10B
Starting priceFrom $99/moFrom $99/mo
Consultation feeMenopause care runs about $99/mo on Sesame's reported Menopause and HRT plan, or per-visit (about $99 to $125 a video visit) on the marketplace; optional Sesame Plus $10.99/mo or $99/year takes $10 off visits [Reported plan price; Plus verified July 2026]$99 Menopause Consult, including 3 months of care-team access; medication billed separately by your pharmacy [Verified July 2026]
InsuranceNo, cash payNo, cash pay
Formatsoral, patch, gel, vaginal, creampatch, cream, vaginal
ShippingPrescriptions go to your own pharmacy; medication cost varies by pharmacy and insurance [Verified July 2026]Prescriptions route to a local pharmacy for pickup; some products ship direct, with delivery in a couple of days [Verified July 2026]
StatesAll 50 states [Reported]All 50 states [Verified July 2026]
Transparency gradeBB
Go to siteGet started with Sesame CareGet started with Wisp

Prices and facts render from our provider data layer, verified July 2026 where sites allow crawling. Items shown as “Not disclosed” or “Not published” are honest empty states, not omissions. Affiliate partners are marked; partnership never moves a score or a rank.

Ready to look at Wisp?

Women who want FDA-approved hormones filled at their own pharmacy, where insurance or a discount card can be applied to the medication.

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Featured Partners

Providers we may earn a commission from. Scores never move for affiliate status.

Gala Health

7.2/10

From $79/moGrade C

Winona

8.4/10

From $54/moGrade B

Sesame Care

7.6/10

From $99/moGrade B

Wisp

7.3/10

From $99/moGrade B

Some links above are affiliate links. We may earn a commission at no extra cost to you. Scores are methodology-only and never move for affiliate status. How we score.